business and Finances

Advice for – Wednesday, January 25, 2012

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"The Prudent Investor" - 1 new article

AAA Rating or Not - Crowd Sourced Wikirating Values Your Input
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AAA Rating or Not - Crowd Sourced Wikirating Values Your Input

Recent downgrades of European government and bank debt have fuelled the discussion on the establishment of a new European rating agency. This will bring no relief, as long as Euro politicians will be eager to exert influence in such a new entity, can be concluded after their accusations that S&P's move on January 13 was politically motivated.
Undisclosed rating processes on a 10-step ladder from AAA to D, salted with '+' and '-' signs, facilitate criticism about an opaque procedure that ultimately costs public borrowers billions in additional future interest rate payments.
Setting up another ratings agency along the same conflict-laden model will be futile as long as this economic down cycle is with us on a global scale. The strongly growing chaos in the Eurozone cannot be upheld by a new entity that follows old guidelines as this has shown the lack of effective transparency, efficiency and neutrality in an outdated system.
World Map Sovereign Debt Ratings by Wikirating

Click to enlarge

After Wikipedia and Wikileaks shone light on science, history and politics, Wikirating may bring open source financial transparency to the web. Attempting to iron out structural problems of traditional rating procedures, Wikirating is open source, fully transparent and retrieves its results from participants input.
Initiated by Austrian mathematics Dorian Credé and and finance whiz Erwan Salembier, ratings are derived from weighted user input. They stress to point out that their model will improve with rising user input who also have a say in improving the formulae used.
Wikirating's methodology can be found online.
The Sovereign Wikirating Index (SWI) is a very simple process and includes economic indicator plus indices on human development, corruption perceptions and political (in)stability. SWI ratings tend to underscore the ratings of Fitch, Moody's and S&P and align more to Chinese Dagong agency. Find a comparison table of the SWI and the other agencies here.
The SWI uses these criteria, using official data sources:

Public debt (in % of GDP) — 50% weight

Account balance (in % of GDP) — 20% weight

GDP growth rate — 10% weight

Inflation rate — 10% weight

Unemployment rate — 10% weight

The resulting value is adjusted by multiplying it with a Scaling factor, which is composed by the

Human Development Index (HDI) (60% weight),

Corruption Perceptions Index (20% weight) and the

Political Instability Index (20% weight).

Based on data and user input since October 2011, sovereign ratings at Wikirating tend to be slightly lower than at the other agencies. This proves the widespread criticism that conventional ratings are downgraded too slow. It is obvious since the onset of the crisis in 2007 with the implosion of subprime market that these ratings were not reliable and that rating methods needs to be drastically improved and controlled.
The exaggerated power and influence of the credit rating industry has strongly motivated the idea of Wikirating. The analyses on credit worthiness of countries and governments issued by the rating industry have been too long over rated, and whereas governments are trying to regulate the rating and assessments activities, Wikirating offers a platform where anyone can contribute for better, open and more transparent credit risk assessment.
A country list shows far fewer AAA ratings and sees most major nations one or two notches below their established ratings. This is well reflected in this graph of rating distribution based on 102 countries.

Only 2 countries retain their AAA rating with Wikirating, Hongkong and Luxembourg.

Find a complete table of rating comparisons with the other agencies here.
I recommend to surf their website that lists more information on such delicate issues like user influence and also provides links to become a member.

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EquityPandit - Multiply Your Wealth

2012-01-25T18:04:00.001-08:00

EquityPandit - Multiply Your Wealth

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2012-01-25T09:34:00.001-08:00

Ralf Dooley invited you to join him on Google+

2012-01-25T02:07:00.001-08:00

Ralf Dooley invited you to join him on Google+.

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2012-01-25T01:00:00.001-08:00

The Prudent Investor - RED ALERT: EU Finance Ministers Push Through ESM Treaty in Fishy Fly-by-Night Move

2012-01-25T00:31:00.001-08:00

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RED ALERT: EU Finance Ministers Push Through ESM Treaty in Fishy Fly-by-Night Move
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RED ALERT: EU Finance Ministers Push Through ESM Treaty in Fishy Fly-by-Night Move

RED ALERT TO EVERYBODY INTERESTED IN THE ESM: THERE IS NO CURRENT VERSION OF THE ESM TREATY AVAILABLE!!!
Europe's most important treaty on the European Stability Mechanism (ESM), which will lead the EU into a financial dictatorship, has been pushed through by EU finance ministers late Monday evening.
But the latest version of the ESM cannot be found on English and German EU websites. A link on consilium EU only leads to a 'file not found' message and the German EU website "Europa von A - Z" does not mention the ESM at all. This reminds one of the secrecy around the Federal Reserve Act, that was pushed through in 1912. Is the EU Commission now playing the same fishy game 100 years later?
Media reports from last midnight only said that the ESM treaty was agreed on by EU finance ministers and mentioned January 30 as the date when the treaty will be officially signed.
Significant changes have been made, a few media reported.
The capital of the ESM will now be only €80 billion instead of the €700 billion proposed in the only available draft version from July 2011 (see treaty text below). The finance ministers also agreed to bring the ESM into existence one year earlier by July 2012, putting national governments under immense pressure to ratify the ESM treaty without sufficient public discussion.
German state TV ZDF reported shortly after Monday midnight that the fund shall have a financing volume of €500 billion, but this figure is a moving goal post. IMF head Christine Lagarde proposed a volume of €1 trillion whereas Italian prime minister Mario Monti and Austrian finance minister Maria 'Mizzi' Fekter said later that the ESM should be upped to €750 billion. Such important changes cannot be found in publicly released EU documents anywhere on the web. The ESM will be the successor of the European Financial Stability Fund (EFSF) which lost its AAA rating a few days ago.
It does not exactly reassure Eurozone citizens when European leaders throw around figures between €500 million and €1 Trillion, proving they have no other clue than to fight debt with more debt if the fund is going to be leveraged in the proposed style.
It is all the more troubling that last night's agreement changes have not been communicated by the EU at all. It reminds one of the ACTA act that was signed in a non-public meeting of the Agriculture and Fishing Commission and is designed to destroy the freedom on the internet. As a side note: Anonymous brought down the websites of three Austrian ministries and the Austrian chancellery on Monday evening, protesting that Austria will be one of the first countries to ratify this attack on internet freedom. This was not reported by Austrian state broadcaster ORF.
I have published my objections to the ESM in this post from last December. Nothing has changed since except for the reduction of the proposed capital and the date the treaty shall go into effect. The ESM and its staff will be completely immune and cannot be sued, but can sue itself. This stinks.

Here is a video describing the democratic shortfalls of the ESM treaty in German with English subtitles.

Here is the draft text from July 2011.

Open publication

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EquityPandit - Multiply Your Wealth

2012-01-24T18:07:00.001-08:00

EquityPandit - Multiply Your Wealth

Advice for – Tuesday, January 24, 2012

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Read the attached letter for your Award prize information held 20th of January,2012

2012-01-24T11:42:00.000-08:00

The Prudent Investor - ECB Threatens Ireland with Bomb Terror, Ignores Journalist's Questions

2012-01-24T00:11:00.001-08:00

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ECB Threatens Ireland with Bomb Terror, Ignores Journalist's Questions
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ECB Threatens Ireland with Bomb Terror, Ignores Journalist's Questions

In a superb example of hubris representatives of the European Central Bank (ECB) simply tried to ignore justified questions from the Irish public in the video below. Irish journalist Vincent Browne had a very simple question, "why are Irish taxpayers required to bail out the holders of unsecured bonds?" At issue is the repayment of a €1.25 billion bond by Anglo-Irish Bank that will be due on January 25.
Watch this 5-minute video to deepen your impression that the ECB is not only a bad bank with almost no reserves, but also a badly managed bank, whose arrogant representatives seem to forget that they do not dictate the Eurozone. Browne's question is truly justified. As the name of unsecured debt says, repayment should only happen if the debtor is in the position to do so. It is this difference that pays higher interest to such bond holders as the risk of default is higher than on guaranteed bonds.
Read on afterwards as the ECB Troika has truly threatened Ireland with bomb terror.

ECB Says "A Bomb Will Go Off in Dublin"

Irish website Nama Wine Lake reported during last weekend that the ECB threatened Ireland over the due bond. I am especially disturbed about the language used. Just imagine an ordinary citizen saying the same words. He would be in the flashlight for terror threats. The ECB Troika was allowed to leave the country without further consequences despite their radical speech that is actually an extortion threat.
From the report:

"He [Minister for Transport and Tourism, Leo Varadkar] said that the Troika told the Government that "we don't want you to default on these payments, it is your decision ultimately but a bomb will go off; and the bomb will go off in Dublin and not in Frankfurt."

Minister Varadkar has been accused of being unrestrained in his comments but they have been refreshing in illuminating dealings that other politicians want to remain hidden. The Minister's comments come a fortnight after the ECB refused to release a letter it had sent to the former Minister for Finance, the late Brian Lenihan on 19th November 2010, a letter which was understood to have warned the Minister not to default on senior bondholders.

If you can make out the difference between a mobster and the ECB, please post it in comments. I do not see any. And this is only the ECB with limited powers. Europe is still on the way into the ESM dictatorship whose proposed statutes already outline a much stronger language without the possibility of regress as this institution will be immune and cannot be sued for any wrongdoing.
Help stopping the ESM in its tracks. European countries are democracies where budget sovereignty must not be transferred to the people who watched the Eurozone go down and had no other solution than to make more debts.

Click here to go to the The Prudent Investor homepage for more interesting posts.

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LinkedIn Network Updates, 1/24/2012

2012-01-23T21:14:00.001-08:00

Network Updates, Jan 17 - Jan 24

Featured Updates

PROFILE CHANGES

Abid Hussain Bhatti is now Working Student at E.ON Energy Trading SE

Muhammad Sunaid Dhedhi has added skills: Crystal Reports, Visual Basic, VB.NET, and 4 more

Syed Adnan Nasir has an updated profile (Headline)

Idrees Ahmed has an updated profile (Specialties)

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Tariq Iqbal Muhammad is now connected to Danish Mazhar

Muhammad Faiq Bakhtyar is now connected to Kashif Javed

Engr.Paras Lateef is now connected to mariam firdous

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Advice for – Monday, January 23, 2012

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Large Cap Stock To Buy - Dr. Reddy’s Laboratories

2012-01-23T20:04:00.001-08:00

Large Cap Stock To Buy - Dr. Reddy’s Laboratories

Posted: 23 Jan 2012 06:32 PM PST

I recently read thru stock research report from a stock broker on Dr. Reddy's laboratories and thought to share key reasoning behind this stock recommendation. Growth Concerns For some time, there are a few doubts investors have regarding the growth prospects of Dr. Reddy's beyond FY13 but these doubts look to be unwarranted. There are many growth triggers which still would be there for...

Click title above to read full article on IndianStocksNews.com

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2012-01-23T18:03:00.001-08:00

EquityPandit - Multiply Your Wealth

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EP-F&O Special package gave huge profits of Rs.55,600/- on one lot traded on one lot traded per call to all its subscribers on last trading session. EP-Basic Package is one of the most famous package among Indian traders which provides daily profits between 1500-5000 to all our subscribers on consistent basis on investment amount of Rs.50,000, irrespective of [...]

EquityPandit - Multiply Your Wealth

2012-01-22T18:02:00.001-08:00

EquityPandit - Multiply Your Wealth

EP-F&O Special Package biggest offer Launched, Subscribe today at huge discounts!!

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2012-01-22T04:33:00.001-08:00

This is to re-notify you of the 500,000.00(DOLLARS) was deposited here in
the western union office in your name is available for pickup. Contact this
email westerntransfer@xtra.co.nz for your M.T.C.N Numbers.

Contact Person: Mrs. Hillary Florence
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.........................................

RE: Contact Executive secretary,

2012-01-21T09:21:00.000-08:00

________________________________
From: Rastatter, Jeff C.
Sent: Saturday, January 21, 2012 10:23 AM
To: Rastatter, Jeff C.
Subject: Contact Executive secretary,

Awarded a grant sum of $500,000.00 USD. Contact Executive secretary, Mr Richard Daniel.E-mail:unitednation-richarddesk@hotmail.com

RE: Contact Executive secretary,

2012-01-21T09:06:00.001-08:00

________________________________
From: Rastatter, Jeff C.
Sent: Saturday, January 21, 2012 10:23 AM
To: Rastatter, Jeff C.
Subject: Contact Executive secretary,

Awarded a grant sum of $500,000.00 USD. Contact Executive secretary, Mr Richard Daniel.E-mail:unitednation-richarddesk@hotmail.com

RE: Contact Executive secretary,

2012-01-21T08:53:00.000-08:00

________________________________
From: Rastatter, Jeff C.
Sent: Saturday, January 21, 2012 10:23 AM
To: Rastatter, Jeff C.
Subject: Contact Executive secretary,

Awarded a grant sum of $500,000.00 USD. Contact Executive secretary, Mr Richard Daniel.E-mail:unitednation-richarddesk@hotmail.com

RIL to buy back shares at Rs.870

2012-01-20T22:06:00.001-08:00

RIL to buy back shares at Rs.870

Posted: 20 Jan 2012 11:29 AM PST

Reliance Industries Limited (RIL) is going to buy back it's shares at Rs.870 per share. The Board of Directors of RIL have approved the buyback of upto 12 crore fully paid up equity shares of Rs.10/- each at a price not exceeding Rs 870 per equity share, payable in cash, upto an aggregate amount not exceeding Rs.10,440 crore from the open market through Stock Exchange(s). This decision was...

Click title above to read full article on IndianStocksNews.com

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2012-01-20T18:09:00.001-08:00

EquityPandit - Multiply Your Wealth

Advice for – Friday, January 20, 2012

Posted:

EP-F&O Special package gave huge profits of Rs.19,950/- on one lot traded on one lot traded per call to all its subscribers on last trading session. EP-Basic Package is one of the most famous package among Indian traders which provides daily profits between 1500-5000 to all our subscribers on consistent basis on investment amount of Rs.50,000, irrespective of [...]

Stock Market Options Tips - Buy ITC Call

2012-01-19T22:05:00.001-08:00

Stock Market Options Tips - Buy ITC Call

Posted: 19 Jan 2012 07:52 PM PST

Here is one of the tip I came across today for options trading for some of you who might be looking for stock market options tips. Sudarshan Sukhani of s2analytics.com was talking to CNBC-TV18, transcript of which is published on moneycontrol.com. As per Sudarshan Sukhani, ITC has been neglected for some time now and it may surprise on the upside. ITC could be on the verge of a breakout. He...

Click title above to read full article on IndianStocksNews.com

EquityPandit - Multiply Your Wealth

2012-01-19T18:03:00.001-08:00

EquityPandit - Multiply Your Wealth

Advice for – Thursday, January 19, 2012

Posted:

The Prudent Investor - Germany to Begin Abolishing Cash Transaction in August 2012 Step by Step

2012-01-19T07:05:00.000-08:00

Advice for – Wednesday, January 18, 2012

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"The Prudent Investor" - 1 new article

Germany to Begin Abolishing Cash Transaction in August 2012 Step by Step
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Germany to Begin Abolishing Cash Transaction in August 2012 Step by Step

According to a report in German alternative media Kopp online Germany will begin to abolish cash transactions step by step from August 2012, putting the EU directive 2009/110/EC (PDF) into practice. Germany is the next country after Greece, where the ECB recommended such cash payment limits in May 2010 , and Italy, where cash transactions above €1,000 have been limited since December 4, 2011.
While the official reasoning says this is to combat tax fraud, it is actually another step towards total surveillance in the European Union. All forms of electronic payments can be traced completely.
Ironically a study from the German Bundesbank (PDF) from 2009 arrives at the conclusion that cash fulfills all functions of a payment device in the best way.
Germans still conclude 60% of their transactions with cash.

Click here to go to the The Prudent Investor homepage for more interesting posts.

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EquityPandit - Multiply Your Wealth

2012-01-18T18:06:00.001-08:00

EquityPandit - Multiply Your Wealth

Posted:

EP-F&O Special package gave huge profits of Rs.39,650/- on one lot traded on one lot traded per call to all its subscribers on last trading session. EP-Basic Package is one of the most famous package among Indian traders which provides daily profits between 1500-5000 to all our subscribers on consistent basis on investment amount of Rs.50,000, irrespective of [...]

Share Market Stock Tips - Buy Stocks of Chambal Fertilisers

2012-01-18T08:10:00.001-08:00

Share Market Stock Tips - Buy Stocks of Chambal Fertilisers

Posted: 18 Jan 2012 05:34 AM PST

If you believe some of the technical stock analysts, fertiliser stocks in general and Chambal fertiliser shares are witnessing some stock buying at lower levels since past few sessions. Here is a stock tip that some of the high risk taking stock traders may be interested in for short to medium term. If you look at the stock chart of Chambal fertiliser, it looks like the stock has support...

Click title above to read full article on IndianStocksNews.com

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2012-01-18T07:07:00.000-08:00

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EquityPandit - Multiply Your Wealth

2012-01-17T18:08:00.001-08:00

EquityPandit - Multiply Your Wealth

Advice for – Tuesday, January 17, 2012

Posted:

EP-Basic Package is one of the most famous package among Indian traders which provides daily profits between 1500-5000 to all our subscribers on consistent basis on investment amount of Rs.50,000, irrespective of market direction, with high level of accuracy. EP-Investor recommended stocks gave more than 30% profits in just 15 days Last Trading Session: Exactly as predicted by [...]

Join my network on LinkedIn

2012-01-17T07:20:00.001-08:00

Muneer Ahmed has indicated you are a Colleague at Clarus Consulting (pvt) Ltd

I'd like to add you to my professional network on LinkedIn.

- Muneer Ahmed

View invitation from Muneer Ahmed

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The Prudent Investor - 2 new articles

2012-01-17T00:28:00.000-08:00

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"The Prudent Investor" - 2 new articles

Paper: Will a Fed Economist Become Slovenia's Prime Minister?
Unseen in Main Stream Media: Ron Paul Warns of International Currency
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Paper: Will a Fed Economist Become Slovenia's Prime Minister?

Egon Zakrajsek, FRB

Is Europe slowly becoming a colony of the Federal Reserve and its bankster friends? Will a Federal Reserve Economist become the next Prime Minister of Slovenia after the Goldman Sachs colonization of the ECB (Draghi), Greece (Papademos) and Italy (Monti)?

Austrian daily "Kurier" had a snippet in its Sunday edition, saying that Slovenian Fed economist Egon Zakrajsek is at issue to become Prime Minister. The paper did not cite a source but reasoned that the stalemate betweeen leftist election winner Zoran Jankovic and conservative Janes Jansa has sprung calls for a "third man."

Facsimile from Austrian daily Kurier.

Translation: After the political stalemate between the left- oriented election winner Jankovic and conservative opposition leader Jansa calls for a 'third man" are getting louder. At issue as new prime minister is Egon Zakrajsek. He belongs to the innermost leading circle of the US central bank Fed.

According to his official bio from the Fed's website, Zakrajsek is an economist on the Board of Governors of the Federal Reserve system since 1999.

Click here to go to the The Prudent Investor homepage for more interesting posts.

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Unseen in Main Stream Media: Ron Paul Warns of International Currency

As these words from a Ron Paul speech given on January 12, 2012 in South Carolina, have not made it into MSM (mainstream media), here is another chance to catch up on his warnings about an International Monetary Fund (IMF) led intiative to usher in a global currency following a fabricated dollar crisis.
The IMF had first advocated a new global fiat currency in a paper from April 2010 (PDF) where the new currency was titled "Bancor".

Transcript of Ron Paul's speech:

"Right now we have a financial crisis. They know it as much as we do and they are planning, but they are planning an international answer to this. They are planning through the IMF to come up with a world currency to replace the dollar because the dollar will be replaced. You just can't keep printing them forever. They are gonna have to attempt to restore confidence but they wanna come up with another paper currency controlled and ruled by the United Nations and the IMF. I would suggest very strongly that we need to send a powerful message to those individuals in charge, by showing them that we are not a small minority any longer and we are constantly growing and we are going to have a lot of influence with the future of this country."

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LinkedIn Network Updates, 1/17/2012

2012-01-16T19:15:00.001-08:00

Twitter Can Expand Your LinkedIn Network - Add Your Twitter Account Now »

Network Updates, Jan 10 - Jan 17

Featured Updates

PROFILE CHANGES

Muhammad Ali Azeemi has an updated profile (Headline)

Ibrahim Ali has an updated profile (Education)

Naeem Muhammad Arif has an updated profile (Headline, Associations, Experience, Education)

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Update your information

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Jugdesh Vaghella is now connected to Nanji Mohan Mavandia Maohan Dhanjee Mavandia

Muhammad Ali Azeemi is now connected to Zehra Irum and 4 other people

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Introduction of Oak Financial and Management Consultant

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JOBS YOU MAY BE INTERESTED IN

Network Engineer - Bahrain Job at SAIC in Bahrain, Bahrain

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EP-Investor recommended stocks gave more than 30% profits in just 15 days

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EquityPandit - Multiply Your Wealth

2012-01-16T18:10:00.001-08:00

EquityPandit - Multiply Your Wealth

Posted:

Den Networks Ltd recommended by EquityPandit's flagship product EP-Investor Package gave 32% profits in just 15 days. Den Networks Ltd was recommended by EP-Investor Package to all of its subscribers at Rs.48.25 per share on January 01, 2012 has breached targets giving profits of 32% in just 15 days. EquityPandit is expecting this stock to [...]

Advice for – Monday, January 16, 2012

Posted:

EP-F&O Special package gave huge profits of Rs.18,900/- on one lot traded on one lot traded per call to all its subscribers on last trading session. EP-Basic Package is one of the most famous package among Indian traders which provides daily profits between 1500-5000 to all our subscribers on consistent basis on investment amount of Rs.50,000, irrespective of [...]

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2012-01-15T21:11:00.000-08:00

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Everyday Devotional Bibles Enrich Your Life

By administrator on Jan 09, 2012 09:38 am

By Karissa M Candrelle

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Handmade Wooden Urns for Your Best Pet Friend

By administrator on Jan 09, 2012 09:33 am

By Shibalik Sanyal

In our society people feels pets are as a family member. The death of a loved pet one is like the death of a family member. Who else is capable of so much love, so much loyalty, and so many memories? When the moment comes, pet urns for ashes, pet memorial markers, and garden stones can be a wonderful way to memorialize your pet. For many people, finding a beautiful and dignified way to memorialize your lost loved one is a way to work through the painful grieving process.

Unfortunately your pet-friend has passed away and you are now looking for an urn into which you can place their remains. But you want something that is little more unique than normal, simple handmade wooden urns that are readily available today, may help you. There is a wide range of unique handmade wooden urns that would certainly meet your choice.

Still these Funeral Urns or Urns for ashes were and are used in many civilizations. Cremation Urns were used by the ancient Greeks to hold the remains of their loved ones after cremation. In Bavaria a Kings heart was placed in an Urn after death. This tradition was recently practiced in 1916 when the heart of King Otto was placed in an Urn. Urns for ashes have also been common among Anglo Saxons in England. The ancient Romans placed these Cremation urns in small niches in collective tombs known as columbarium. This literally means a dovecote. The interior of dovecotes has niches for the doves. This style was used for creating a collective tomb or memorial for the remains of the deceased loved ones.

We feel sorry for the demise of a special pet can be just as hard as losing a human for some. Those who are alone get their company from their pets to keep them busy. Over time, they come to love their cat or dog and consider them their best friend and companion. Simply burying a pet in the backyard is not enough in some circumstances, especially when you have a special bond and attachment. Pet urns for ashes are the perfect way to convey just how much your beloved pet really meant to you, and help you begin a path to healing.

There is as much choice in urns for ashes for our pets, as there is for any person. The range of materials is vast, from ceramic and glass to metal and stone. You may want to have the urn on display somewhere in your home, and there are urns that will not be out of place on display. You may want to bury your departed pet in a special spot in your garden, and there are urns for ashes that are specifically for this purpose. There are biodegradable urns for ashes, and these are ideal if you want to bury your pet somewhere out in the open.

About the Author:

Create the Perfect memorial for your beloved pet with wooden urns. We invite you to find wooden urn planswhich will be ideal for your loved one's remembering service. You can choose custom wooden urns that say a lot about your loved one

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How Cloud Computing Is More Reliable Than Running Older Server Hosting Environments

By administrator on Jan 09, 2012 09:09 am

By Ernestine Baird

Cloud computing is a fairly new technology that for many is a taboo area. As it is a new technology, the ins and outs are relatively unknown, and thus business owners still stick with traditional hosting methods such as dedicated servers. Equally though, there are many that have made the move and now enjoy the benefits. There must therefore be selling points to cloud hosting that make it so attractive to these businesses and individuals. Let's reveal the main reasons people opt for a cloud solution.

Cloud software's main trump card is that it can use multiple pieces of hardware. With traditional dedicated server hosting, you are limited to the one server. You can run unlimited nodes with cloud software. You combine all CPU, memory and hard disks into one central cloud.

With cloud software, you can create an image in seconds. This comes in useful if you need to deploy software quickly. Rather than taking all day, you can switch to Linux operating systems and Windows within minutes, no days!

Cloud software is extremely automated. As above, operating systems are imaged in seconds. Setting up new nodes is an easy job. With dedicated servers, you have the job of installing the hardware and then the software. With cloud software, you slot the hardware in, and the cloud does the rest.

The flexibility cloud software brings for a business is vital. In the modern hosting world, its very difficult to put your finger on how much resources you need. You never know when your website will experience the 'Slashdot effect and one evening take hundreds of thousands of visitors in one sitting. Dedicated servers generally die in this scenario. This is where a cloud solution comes into play. You can burst to whatever resources you need with cloud software. Essentially you pay as you go. If you have a fairly quiet website, you wont need many resources. However should one day you need the equivalent of twenty dedicated servers; a cloud can expand and temporarily make these resources available to you.

This makes cloud software incredibly cost effective. Before having your website on a shared platform opened you up to a plethora of security holes, mainly introduced by other users on the same server as you. To avoid this, you would need to rent a dedicated server. However this for most was completely overkill as you simply did not need the power of the hardware. Cloud hosting allows you to have this kind of isolation and further reliability at a fraction of the cost.

These are just some of the many benefits of hosting on a cloud platform. Cloud hosting is now more affordable than ever- so why not give it a go?

About the Author:

If you are willing to give the cloud solution a go, why not check out Onapp, who can provide you a cloud engine.

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Some Good Tips On Choosing the Right Mobile Phone Plan

By administrator on Jan 09, 2012 08:15 am

By Morten Hansen

Selecting a mobile phone plan can be hard due to opposing and even misleading advertising offered by the corporations that are struggling for your attention.

If you are not very careful you will finish up paying way more than you were expecting and much more than is actually obligatory. These are some tips which will help you to pick the right mobile phone plan, the one that matches your financial position and your communication wants.

1. Take some time. Don't rush into a plan without information

The billing structures of many telephone plans are difficult and it is hard to see, at first impression, how much you will actually pay if you enroll in one of those plans. In addition to this, you have got to weigh the benefits and disadvantages of the plans offered by competing corporations.

All of this takes focused scrutiny and a little bit of research. So , don't jump for the 1st plan that you see, delay your call until you are sure that you have revealed that mobile plan that is best for you.

2. Match the plan to your calling habits

The key to getting the cheapest plan is to understand your own calling wishes and to get a plan that gives rates that are agreeable to your telephone calling habits. Even a scarce mobile phone user can end up with a pointlessly high bill if she chooses a phone plan that does not match their wants.

To understand your wants consider the following factors:

a. Do you make calls in peak or out of peak hours?If you are making business calls, the majority of your communications might be in top hours, while if you'll be using your mobile phone for social calls you may be in a position to call in out of peak hours. Choose a plan that gives you the best rates in the period when you make the bulk of your mobile calls.

b. Do you make local, national or international calls?If you want to call out of your neighborhood often, then look for a plan that offers good rates for state and overseas calls.

c. Do you intend to use voice mail, send SMS messages, receive e-mail or peruse the web from your mobile phone?These services are useful but some of them, can be dear. If you do need them, focus total concentration to the charges for these services and select a plan that gives you good value for special services.

3. Find the plan that fits your financial position

How much are you wanting to spend each month for your mobile phone? How much can you afford to spend? Don't rush into a mobile phone plan blindly and hope that you will be in a position to manage the bill later. So as to understand how much you're actually paying you need to first consider what is the monthly cost?

Then check to see how much you will be charged for calls. Are calls billed per second or for 30 2nd intervals? Is there a connection fee or "flag fall" charge that is added on to each call?

Make a coarse calculation of your calls primarily based on your up to date calling activity and add it to the monthly charge and you will get an idea of what should be expected.

4. Compare the plans of the main suppliers

When you've an idea of your calling wishes and your position, have a look at the plans offered by the main providers in your area. Visit the websites of the suppliers, read their brochures or talk with their sales representatives.

Find out as much as you can about their call rates, billing system, length of contracts, discounts for off-peak and vacation calling and other facilities of the mobile phone plans on offer. Don't be frightened to raise questions if you are not clear about the details of the plans.

5. Learn what your friends and other consumers consider the various providers

A plan may look great on paper or may seem nice on The telly, but the standard of the service that is offered by the mobile phone supplier is equally as critical as the cost. If you don't have connectivity when you need it, then even a cheap call rate will not help you out. If a company gives poor buyer support or is unethical in handling billing disputes then their plausibly good plan may not be worth it.

Ask your pals, relatives and colleagues which service they use and find out if they are satisfied. Also, it is good to grasp which service your chums and colleagues use, as it is often cheaper to call folks that are on the same network. If you learn that plenty of your mates are on one actual network and they're satisfied with it, then it will make sense to sign up with that same service.

6. Use caution when signing up for "capped" plans

The idea of a cap or ceiling on. Spending sounds a bit like a great idea, especially if you have to look out for your monthly budget. Nevertheless many of the capped plans have exclusions or sneaky charges and that isn't protect you from receiving massive bills.

The other difficulty with capped plans is basically not due to the telephone corporations but is the fault of the standard users. When they get a capped plan they think that they will be defended from high costs and they begin to radically change their usage patterns. They start to use the phone much more than they did during the past because they believe they will not be charged for it. In the end they wind up with gigantic bills. If you are unsure, it's better to avoid these capped plans.

7. Remember, fancy handsets aren't free, nor do they cost $1

Many telephone companies provide a free or $1 telephone when you sign a contract with them. The latest and most fashionable phones, piled high with gizmos, are not inexpensive and they're certainly not free. If a company is offering you a deal that includes a free or inexpensive phone, you may likely be paying up for it as an element of your contract.

If you really need a new telephone or the telephone that's being offered, and would have purchased it anyway, then go ahead, but remember that you are going to pay for it.

If you are about to sign-up for your first mobile phone plan or change your current mobile phone plan, then consider these "7 Tips on Choosing the Right Mobile Phone Plan" and make the best possible choice.

About the Author:

We've got a mobile repair store called iphone 4 reparation and if you're in Denmark and need your cellular telefone corrected then this is the place to come if your are in our capital Copenhagen. If you want to find the way to the store you'll also ask for HTC reparation

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Reminder about your invitation from Muhammad Sunaid Dhedhi

2012-01-15T11:15:00.000-08:00

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Gloomy Indian Economy? No worries. Future Can Be Ours

2012-01-15T06:07:00.001-08:00

Gloomy Indian Economy? No worries. Future Can Be Ours

Posted: 15 Jan 2012 05:13 AM PST

I just read an article that talks about "Why India could be a superpower" despite current gloomy situation in Indian economy. This article is written by William H Avery, a former American diplomat and is the author of "China's Nightmare, America's Dream: India as the Next Global Power"; the article is published by Economic Times. This article tries to explain why you shouldn't be crying fault...

Click title above to read full article on IndianStocksNews.com

The Prudent Investor - S&P Now Spelling AustriA Correctly With Downgrade to AA+

2012-01-14T23:57:00.000-08:00